|
Type of Account |
Eligibility |
Minimum
Opening
Balance |
| 1. REGULAR CHECKING |
| Freedom Banking |
Individuals |
None |
| Personal
Checking |
Individuals |
$500
|
| Senior Citizen
Checking (with direct deposit) |
Individuals (62+) |
None |
| Small Business
Checking ~ California |
All Businesses |
$100 |
| Regular
Business Checking |
All Businesses |
$3,000
|
| Analyzed
Business Checking |
All Businesses |
$3,000
|
| 2. INTEREST CHECKING |
| Chinatrust NOW
Checking |
Individuals; Sole
Ownership;
Non-Profit Organization |
$1,000 |
| Value NOW
Checking |
Individuals; Sole
Ownership;
Non-Profit Organization |
$2,000 |
| Attorney/Client
Trust Account (IOLTA) ~ California or
Interest On Lawyers Account (IOLA) ~ New
York and New Jersey |
Attorneys and law firms
that receive and disburse client funds
of a nominal amount that are on deposit
for a short period of time. |
$1,000
|
| 3. MONEY MARKET
DEPOSIT ACCOUNT (MMDA) & SAVINGS |
| Chinatrust MMDA |
Individuals; All Businesses |
$2,500
|
| Chinatrust
Value MMDA |
Individuals; All Businesses |
$10,000
|
| Chinatrust
Savings Passbook ~ New York, New Jersey |
Individuals |
$500
|
| Chinatrust
Savings Statement |
Individuals; All Businesses |
$500 |
| Chinatrust
Value Savings |
Individuals; All Businesses |
$2,500
|
| Premium Business
Savings |
All Business |
$2,500 |
| 4. REGULAR TIME
DEPOSIT ACCOUNT (TDA) |
| TCD (7-29 Days) |
Individuals; All
Businesses |
$50,000
|
| TCD (30-365
Days) |
$1,500
|
| TCD (12 months
& up) |
$1,500
|
| 5. RETIREMENT ACCOUNT
(IRA) |
| IRA Time
Deposit |
Individuals |
$100 |
| IRA Saving |
Individuals |
$1,000
|
Equal
Housing Lender